PAT Testing and Insurance — What Your Insurer Expects

Whether or not PAT testing is a legal requirement is secondary for many businesses. The more pressing question is: does your insurance require it?

What Do Insurers Typically Require?

Many business and landlord insurance policies include clauses requiring regular electrical testing, such as:

• All portable appliances must be regularly tested and maintained
• Evidence of PAT testing must be available on request
• Electrical equipment must be maintained in accordance with current regulations

What Happens Without PAT Certificates?

If an appliance causes a fire or injury and you cannot produce evidence of testing, your insurer may refuse to pay, reduce the settlement, increase your premiums, or cancel your policy.

What Records Do You Need?

• A PAT certificate showing all appliances tested
• Pass/fail results for each appliance
• The date of the last test
• The name and qualifications of the tester

Stay insured and protected. Book your PAT test with Green Tag today.